Late payment interest calculator
Work out the interest owed on an overdue payment. No registration required.
The default is an example based on the reference rate plus eight percentage points under Swedish law. Always check the current reference rate with Sveriges Riksbank, or use the rate agreed in your terms.
- Days overdue
- 0
- Late payment interest
- 0 kr
How late payment interest works
Unless otherwise agreed, as the seller you have the right to charge late payment interest under Swedish law from the due date, equal to the Riksbank's reference rate plus eight percentage points. If you've agreed on a different rate in your business terms, that rate applies instead. Read more about the full process in our guide on payment reminders.
This calculator gives an estimate based on the rate you enter, it does not replace legal advice for your specific case.
FAQ
How high is late payment interest in Sweden?
Unless otherwise agreed, the seller has the right to charge late payment interest under Swedish law equal to the Riksbank's reference rate plus eight percentage points. If a different rate was agreed in your terms, that rate applies instead.
From which date is late payment interest calculated?
Interest is normally calculated from the due date, the date payment should have been made, until the day payment actually arrives.
Do I need to have agreed to late payment interest to charge it?
No. The right to charge late payment interest under Swedish law applies even without a specific agreement, unlike the reminder fee, which requires prior agreement.
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